Paula Swayne's Blog

Monday, March 8, 2010

THE END OF THE YELLOW BRICK ROAD...


Last year I wrote a post about theYellow Brick Road at Fairytale Town in Land Park. The road greeted visitors in a joyful celebration of the community.
It is being "paved" in 3 stages, the final deadline for participants approaching. I was fortunate to be a part of the second phase. I chose to let the world know how much my granddaughters, Cailyn and Bailey mean to me!
The number of names I recognize on other bricks is remarkable - truly a neighborhood project!
So, if you have someone you would like to celebrate, it isn't too late...act quickly! Here is the link to Fairytale Town's
Yellow Brick Road.

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Friday, February 26, 2010

I KNOW THE BANKS CALL THE SHOTS BUT...

I will be the first to admit that I don't do a lot of foreclosures...in fact, I am in the middle of my first one. No, I am NOT going to answer any questions on how in the world I have accomplished this remarkable feat! Being a rookie at this, but not uninformed, there have been few surprises. The bank shortened up the removal of all contingencies to 10 days (and we all know how well the banks do at moving things along in a timely manner). We had to promise that there would be world peace...okay, maybe not, but it felt like it!

Anyway, we have been hustling to get everything done in the 10 days we were allotted. My clients signed the final counter from the bank on the 19th, so we have until Monday to remove our contingencies....you would think! I received a call from the listing agents assistant explaining the error in my math. You see, the BANK signed the counter offer THEY wrote on the 16th, so add 10 days...and yep...the contingencies were suppose to be removed today. Now, some sane person may ask if we were in contract on the 16th and the reasonable answer would be no, since my clients hadn't agreed to their counter yet. The assistant kindly explained to me that the date that my clients agreed to and signed the counter really didn't matter. Hmmm....

This being the case, the next time I receive an offer on a property I have listed, I am just going
to assume that the buyers have agreed to it and go forth and prosper!

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Sunday, February 21, 2010

THE LISTING DREAM TEAM

You have decided to sell your home and are looking for that perfect Realtor that will create the perfect storm of a high price, a quick sale and a smooth escrow. Many agents will tout their ability to do exactly this combination.

However, the perfect listing Realtor does not act alone. A truly successful sales experience is a team...the combination of the efforts of the Realtor AND the homeowner. A united effort goes a long way to have a mutually positive experience.

The smart seller should select their Realtor with one main thought in mind...do you trust your Realtor? If you do, then this means you have done your homework, understand the qualifications of your Realtor and are convinced that this is the Realtor for you. Once this task has been accomplished, the rest is a breeze. You, as the seller, will TRUST that the Realtor is telling you what you need to do to your property to receive the best price. You will TRUST your Realtor that you are being told the right price for your home and you will TRUST your Realtor when you are advised regarding the offer and negotiations necessary for a successful sale.

Mutually, the Realtor needs to trust the seller. The Realtor must TRUST that the seller has made all necessary disclosures. The Realtor must TRUST that the seller will work in a timely manner to accomplish the needed tasks.
So, when you are searching for that perfect Realtor, make sure it is someone you TRUST and someone you can work with. After that, it really can be a positive experience.

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Wednesday, February 17, 2010

LAND PARK COMMUNITY ASSOCIATION - LOTS HAPPENING!



It is becoming very apparent why every Sacramento neighborhood needs advocates to maintain and improve their community in a thoughtful and intelligent way. Tonight the Land Park Community Association heldtheir February public meeting. Several upcoming challenges to the neighborhood were brought to the attention of the LPCA board and attending neighbors. Here is a highlight of just a few of the concerns expressed:

An organization entitled "SAFE" is advocating changes to be made to Freeport Boulevard to improve thesafety of bicyclists and pedestrians. They have asked that LPCA take a position in support of their cause. LPCA is working with them to address their concerns.

The Business Journal published that the
Tower Theaterbuilding is now for sale. LPCA will be monitoring the progress of the sale and the buyers intended use for this historical landmark.
It appears that the city has funded the repair of the remaining lamp posts on Land Park Drive, which are in dire need of repair. This should be completed by the end of the year.

There is some question as to who has proposed expansion of the
Sacramento Zoo. It appears to be either the City of Sacramento or the Zoological Society. In any case, the expansion is the old Zoo 2002 Plan reincarnated. This would expand the zoo to the land that presently houses the pony rides, the gardens and Funderland. It would also expand the golf course parking to a multi-level parking lot. There is more, and it would be premature to list the exact proposal. Let it be said that the reason that this organization was originally created was to fight this expansion (then known as the Association to Preserve Land Park) and we just might have to take up the wishes of the neighborhood again. Stay posted.

LPCA would love to have you be a part of the association! Please get on our website and join!

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Monday, February 8, 2010


We in Land Park are very fortunate to have the Regional Zoo right here in our neighborhood. They are wonderful neighbors and a real asset to our community. They are constantly offering events to promote the zoo, so I thought I would give you an update on the upcoming events you might want to take advantage of.

FEBRUARY
Regular hours begin, now open from 9AM to 4PM.
February 13th - Wildlife Stage Show - 11AM

MARCH
March 6th - Bloomin' Crazy Plant Fest from 9AM - 4PM
March 24th - Summer Camp (Members Only) Registration
March 29th through April 11th (daily) - Zoo P.I.'s Critter Caper - 11AM, Wildlife Stage Show 1:30PM April 13th through September 6th - Wildlife Stage Show Tuesday through Sunday 1:30PM

APRIL
April 3rd - Recycle Rummage Sale 9AM - 4PM
April 3rd - Earth Fest - Party for the Planet 9AM - 4PM
April 30th - ZooZoom 30th Annual Run/Walk 7AM-Noon

MAY
May 1st - California Celebration Multicultural Day and Wildlife Diversity 9AM-4PM
May 3, 10, 17th - Senior Tea and Tours 9:30AM -Noon
May 20th - Swingin' Safari Golf Tournament

JUNE
June 12th and 18th - Family Overnights
June 17th and 24th - Twilight Thursdays Open late until 8PM
June 26th - King of Feasts Food and Wine Fundraiser 5:30PM - 8:30PM (zoo closes early at 1:30PM)

JULY
July 1, 8, 15, 22, 29th - Twilight Thursdays Open late until 8PM
July 2, 10, 16, 31 - Family OvernightsJuly 24th - Ice Cram Safari All you can eat ice cream 4PM - 8PM (zoo closes early at 1:30PM)

AUGUST
August 7th and 13th - Family OvernightsAugust 12th - Member Evening 5:30 - 8:30

SEPTEMBER
September 10th through October 31st - Wildlife Stage Show 11AM
September 13th and 20th - Senior Tea and Tours -9:30AM - Noon

OCTOBER
October 2nd - Wild Affair Gala, Dinner and Auction 5PM - 10PM (zoo closes early at 1:30PM)October 18th - Senior Tea and Tours 9:30AM - Noon
October 30th and 31st - Boo at the Zoo 4:30 - 8PM (zoo closes early at 1:30PM)

NOVEMBER
November 1st - Winter Zoo hours begin 10AM - 4PM
November 6th through February 2011 - Animal Encounters 11AM
November 11th - Veteran's Family Day 50% discount admission with a valid military ID 10AM - 4PM
November TBA - Recycle Rummage Sale 10AM - 4PM
November 25th - Zoo closed - Happy Thanksgiving!

DECEMBER
December - Toys for Tots Bring one unwrapped new toy and receive a free child's admission
December 11th - Holiday Magic - Animal Enrichments 10AM - 4PM
December 24th - Pajama Party at the Zoo Free Day 10AM - 1:30PM (zoo closes early at 1:30PM)December 25th - Zoo closed - Merry Christmas!

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Tuesday, January 19, 2010

RECOVERY IS A MISNOMER

We are hearing the whispers "The housing market is recovering"! In our area, we believe this to be particularly true. Sacramento was one of the first to feel the meltdown, so naturally, we would be one of the first to see some hope of recovery.

Now the question becomes, what, exactly, does the word "recovery" mean? Evidently, the answer to this depends on your perspective and the amount of optimism you choose to insert into the equation.

Buyers see this as a possible loss of power. As the housing market grows in strength, it may be assumed that buyers will see a loss in their ability to negotiate a "deal". Many first time home buyers feel they have hit the mother lode with a combination of foreclosures and short sales, low interest rates and the federal tax credit. As the housing market begins to return to normalcy, the government will no longer see the need to stimulate the market or continue lower interest rates. There is a growing belief that the market has the ability to absorb the remaining foreclosures without the once-touted "wave". If ever there was a time to get off of the fence to take advantage of a great market, this is certainly it!

Sellers hear "recovery" and instantly assume this translates into their equity growing once again. While we certainly see an inventory that would appear to give sellers a stronger negotiating ability, this is not translating into an increase in equity. The "recovery" that is being bantered about is really more of the beginning of a stable market. Homes that are believed to be the "best house at the best price" are selling fairly quickly and at close to the asking price. Note, however, the words "best price". Sellers must be competitive in their pricing to appeal to the "deal" buyers are looking for. The result is equity being put into a holding pattern for the foreseeable future. While sellers can be relieved that they are no longer seeing their equity decrease, they should not look to the near future for equity gains.

Recently in discussing the possibility of putting their home on the market, the seller asked, "What if I wait a year...can I expect to get $100,000 more?" This question was raised on a $300,000 home. Simply put, it will many years before this home can see that kind of gain. The suggestion was to either sell now or rent the home for 5 years and then review the market value of the home.

When discussing "recovery" be certain that it is very clear what that word means. We got to this place in the housing market through years of "if you fog a mirror, we will give you money" loans. It will take us years to return to a normal market. The word "recovery" just may be a term that would better be replaced with "we are at the intersection and are starting the journey towards normalcy".

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Monday, January 11, 2010

A FEW LESSONS FROM MY DOG...

I heard this on Face the Nation. Bob Schieffer said he didn't know where it came from to give credit. Any way you look at it though, it is so worth remembering!


If dogs could give us a few life lessons, here is what some of them would be:
Always run to greet loved ones when they come home.

Never pass the opportunity to go for a joy ride.
Recognize the ecstasy of fresh air and wind in your face.
Take naps.
Stretch before rising.
Run, romp and play daily.

Thrive on attention and let people touch you.

Avoid biting when a simple growl will do.
On warm days, lie on your back in the grass. On hot days, drink lots of water and find the shade.
When you're happy, dance around and wag your entire body.
Enjoy long walks.
Be loyal.
Never pretend to be something you're not.
If what you want is buried, dig deep until you find it.
And, when someone is having a bad day, be silent, sit close by and nuzzle them gently.

Now, make your week a great one...it's the only second week of January 2010 that you will ever have!

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